Credit card eligibility checker

Our credit card eligibility checker will let you know how likely you are to be eligible for a Royal Bank of Scotland credit card. Simply tell us your personal details.

To apply for a credit card you need to be aged 18 or over and a UK resident.

Your details

*Mandatory fields

Do you pay any of the following?

  • Nursery, school, college or university fees (for yourself or any others)
  • Costs for dependants who don’t live with you
  • Maintenance costs to support a previous partner
  • Property Service Charges on top of your mortgage or rent
  • Lending repayments that have not yet started

Property details

Save yourself time

It only takes a few minutes

Protect your credit rating

We use a soft credit search which only leaves a search 'footprint' on your credit record. This will not affect your eligibility for a credit card in future at a later date


Use of your data

Credit card eligibility checker

If you are looking for a credit card, simply give us a few details and we can provide an indication of how likely we may be to accept you for a credit card.

  • This result will not impact your credit file as we use a soft credit search which does not adversely impact your credit records or your ability to obtain credit elsewhere.
  • We will use the personal information provided to give you a likelihood of acceptance should you go on to make a full application for a Royal Bank of Scotland credit card.
  • We may retain data only for the purpose of evaluating online tools to improve efficiency and effectiveness for the customer.